HEALTH INSURANCE

A 55-year-old male, Mr. Parikshit Banerjee, diabetic and with a chronic arthritis issue, had to undergo a knee transplant. It was scheduled to take place six months from then. He had assumed that his pre-existing diseases would be covered under his health insurance policy. That is what his insurance agent had told him. He had been paying his premium for 5 years now but when the time had come to reap the benefits…

MOTOR INSURANCE

In January, 2020, one of our clients was extremely grateful for his Motor Insurance cover from Ideal Insurance. His son was driving the car on the motorway when he had to take a sudden turn as another vehicle swung into his lane after a tyre blowout. Our client’s car was damaged beyond repair. His son was hospitalized for nearly 15 days after which he recovered and was back home. However, our client was so badly occupied in his son’s hospital treatment that it was very difficult for him to croon his neck into the details of insurance.

TRAVEL INSURANCE

One of our clients had travelled to Kerala last year and his family had accompanied him. His youngest son was 2 years old and had just started exploring food of different cuisines. Clearly, he was a foodie. Everyone was excited about trying the flavourful curries of Kerala. On the 2nd night of their holiday, they tried a dish that was highly recommended by the houseboat manager. The little boy took a handful of rice…

HOME INSURANCE

In recent times, one of our clients woke up early in the morning and noticed a lot of smoke in his room. He realized it all too soon that it was a fire situation. His wife, children and elderly parents were also in the living room and the fire had probably spread very fast from one corner to another. The entire family had to be evacuated and they were taken to the nearest healthcare center for emergency medical attention.

LIFE INSURANCE

Our client, Nishawho was a 40 year old mother, with the custody of her only child, Aditya who was 10 years old. Nisha worked in a multinational company and was the sole bread-earner of the family. She also had her elderly mother to look after but with her well-paying corporate job, that was never really a concern.