Our Story

Our Story

CEO Speaks

A lot of people ask me “Why Insurance?”

But then I ask them this simple question: “Did you know only 2.8% of India’s population has any kind of Health Insurance?”

“66% of the rest have to sell off their assets or take loans to pay for their families’ medical treatments.”

This percentage increases to 82% when someone dies in India and the family doesn’t have money to sustain the same standard of living…

Life Insurance penetration might have crossed 30% but most of the population is still grossly UNDERINSURED.

Did you know that a 1000 sq. ft. house even in a posh locality will cost only Re.1 per day for Fire Insurance – and still no one buys a Home Insurance – a home which is the most precious possession of an individual? All these are glaring examples of an extreme lack of awareness about the benefits of Insurance in our country. And most of the time, Insurance is taken, either because it is mandatory or because of tax benefits.

It is our mission to create awareness and distribute the benefit to the masses.

Insurance is the only business that pays for your losses and the satisfaction you get when you hand over a claim cheque to a needy person is unparalleled. This satisfaction is our driving force and constantly motivates us in achieving our goals.

I dream of getting maximum people in India insured so that they don’t have to make a  sacrifice in any way. I also promote the idea of Risk management via Commercial Insurance so that any hit on the business does not affect one’s lifestyle.


I totally believe Insurance is the way out of all problems.

– Mr. Rahul Agarwal- Founder, CEO