Ideal Advantage

 

• Guaranteed Lowest Premiums
• Best Product
• Renewals from any Company
• Quick Claim Settlement
• 24 Hr Service Helpline
• Timely Renewals

 

The Policy Covers

 

The policy is convenient and easy to understand, with easy documentation and hassle free claims service.

 

This policy can be issued to any business organization /establishment whose property is exposed to risk of burglary.

 

• Property contained in a business premises owned by the Insured like stocks, furniture etc
• Stocks held in trust/commission for which the Insured is responsible if specifically insured
• Damage to premises by burglars (which one has to make good)
• Cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard if specifically covered

Exclusions

 

• Deliberate, criminal, dishonest, fraudulent acts or violation of law.
• Jewelry, curios, title deeds, business books unless specifically insured
• Loss due to shop lifting, acts involving insured/his family members/employee
• Loss recoverable under Fire/Plate glass insurance policy
• War perils, Riot & Strike ( covered by payment of additional premium), Acts of God, Nuclear perils
• Loss by abstraction from a safe using a key or duplicate key, unless key is obtained by violence or threat

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